UiTM Curriculum Management

1.1) Overview of the development of the Malaysian financial system, importance of financial stability
1.2) Financial system (components and structure)
1.3) Financial intermediation functions and benefits
1.4) Role, functions and sources & uses of funds of commercial banks and investment banks
1.5) Role, functions and sources and uses of funds of non-bank financial institutions (NBFIs)
1.6) Islamic Banking (objectives, development, comparison with conventional banks and Shariah contracts and its application on banking products)
1.7) Overview of the four financial markets (MM/FX, capital, derivatives and offshore)
1.8) Risks of financial institutions

2.1) Interest rates (definition, nominal/real rates, determinants of interest rates)
2.2) Relationship between interbank rates, OPR, reference rate and lending rates
2.3) Bank Negara Malaysia (BNM) [objectives, functions and monetary instruments (brief)]
2.4) Reserves of BNM [Components and its currency safeguarding role (reserve backing ratio – calculation)]

3.1) Development and structure of Money Market (MM)
3.2) Objectives, operations, participants and categories of MM
3.3) Description of MM instruments
3.4) Calculation of proceeds of (i) yield instruments – NIDs, MGS, REPO, (ii) discounted instruments – TBs, BAs, BNBs
3.5) Money market risks and managing of risks
3.6) Characteristics, developments and participants of Foreign Exchange market (Forex)
3.7) Forex quotations (spot and forward)
3.8) Risks, factors affecting forex market
3.9) Roles of BNM in forex market
3.10) Basic trading strategies (calculation of forex profit/loss)
3.11) Minimizing risk [Stop-loss trading strategies (calculation to ‘cut’ loss)]

4.1) Equity market environment (development and regulatory structure)
4.2) Types of markets [primary (IPOs), secondary markets]
4.3) Equity market Institutions (roles and functions) [Securities Commission, Bursa Malaysia Securities Berhad (Main and ACE market)]
4.4) Common stock (features, types, operation of stock trading, advantages and disadvantages, factors affecting equity market and risks of investing)
4.5) Bond market (development, features of bond and regulatory authorities)
4.6) Brief description of bond instruments
4.7) Participants, bond ratings and basic valuation (theory)

5.1) Concept, development and structure of derivatives market
5.2) Participants, derivative products and underlying instruments
5.3) Futures [Basic features and basic illustration (speculation)]
5.4) Options (basic features, option types and styles, option status, basic illustration)

6.1) Characteristics/benefits, offshore trading/non-trading company
6.2) Role of Labuan Financial Services Authority (FSA)
6.3) Labuan IBFC (Key areas of development)
6.4) Tax Structure (activities and its tax rate)
6.5) Labuan business activities (offshore banking operations, offshore trust companies, offshore insurance and offshore fund/asset management)

7.1) Central Bank of Malaysia Act 2009
7.2) Financial Services Act 2013
7.3) Islamic Financial Services Act 2013
7.4) Insurance Act 1996
7.5) Dev. & Financial Institutions Act 2002
7.6) Anti-Money Laundering and Anti-Terrorism Financing Act 2001
7.7) Money Services Act 2001

8.1) Deposits (saving accounts, current account, fixed deposit account, Negotiable Certificate Of Deposit, Perbadanan Insurans Deposit Malaysia)
8.2) Remittances/ fund transfers [cashier’s order, demand draft, telegraphic transfers, online transfers (IBG/RENTAS/SWIFT)]
8.3) Credit facilities [credit analysis (5Cs), overdraft, term loan, housing loan, personal loan, hire purchase, block discounting, leasing, factoring, bridging and end financing; trade finance – letter of credit, banker’s acceptance, export credit refinancing, bank guarantee, shipping guarantee]
8.4) Consumer products (ATM, credit cards, debits cards, charge cards)
8.5) Corporate products (electronic data interchange)
8.6) Internet banking (phone banking, mobile banking)
8.7) Features of banking products and services
8.8) Advantages and disadvantages of banking products and services to customers

9.1) Capital adequacy framework [concept of capital adequacy, Role of Basel Committee on Banking Supervision (Basel Accord), risk-weighted ratios]
9.2) Liquidity management (primary and secondary reserves, sources of liquidity)
9.3) Asset & liability management (objectives and challenges)
9.4) Asset quality (loan portfolio and problem loan management)
9.5) Bank credit process (loan life cycle)
9.6) Problem loan detection (red flags): (i) accounts operation, (ii) business operations and (iii) external factors
9.7) Loan recovery techniques (Collective workout agreement, collateral liquidation and bankruptcy)
9.8) Performance evaluation of banks (financial statement analysis)
9.9) Ratios [Profitability, Liquidity, Asset Quality, Capital Adequacy (calculation and analysis)]